Above-water

Referring to a state of financial stability or solvency, avoiding bankruptcy or severe debt. It signifies having sufficient funds to cover current obligations and maintain operational functionality. This phrase often implies a positive cash flow and a manageable debt-to-equity ratio, indicating a healthy financial position capable of weathering economic challenges. The term is commonly used in business and finance contexts, but can extend to personal situations as well, describing an individual's ability to meet their financial responsibilities.

Above-water meaning with examples

• Despite the economic downturn, the company managed to remain above-water due to its diversified investment portfolio and efficient cost-cutting measures. Its sound financial planning enabled them to survive the crisis and even expand. The CEO was proud to announce that the company wasn't just surviving but thriving, all thanks to intelligent strategy.
• After years of struggling with debt, the small business owner finally succeeded in getting above-water by renegotiating loans and securing several lucrative new contracts. It was a long and arduous climb, involving many sleepless nights and endless financial analysis. This allowed her to rebuild her brand and increase the value of her business.
• John's careful budgeting and disciplined saving habits allowed him to stay above-water during the unexpected medical expenses. His commitment meant he had the buffer to absorb the crisis without needing to take out loans or liquidate assets. He considered himself lucky to have such discipline.
• The government implemented financial aid packages designed to help struggling businesses stay above-water during the pandemic. They had to balance the need for support while attempting to keep costs in check and the nation out of severe debt. It was a difficult but necessary balancing act.